Terms of Use
1. Acceptance of Terms
Please review these Terms of Service (the “Terms”) carefully, as they govern your use of the Gluon website at https://gluon.money/ (the “Site”) and the services accessible via the Site or its related applications (the “App”), provided by GL Worldwide Limited (the “Company”, “we”, “us” or “our”). The App provides access to the Defi App Protocol (the “Protocol”), which the Company does not own or control. The Protocol is a community-governed set of blockchain-based smart contracts that enable users to access certain products and transactions on other decentralized finance platforms. For simplicity, the Site, App, and all related services are collectively referred to as the “Interface.”
These Terms set out the legal agreement between you (“you” or “User”) and Gluon Money (“Gluon,” “we,” “our,” or “us”) regarding your use of our applications, websites, interfaces, APIs, smart contract interactions, and any related features or services (collectively, the “Services”).
By choosing to access, browse, or otherwise use the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms as well as our Privacy Policy. If you do not agree to these Terms, you must refrain from using the Services.
2. Prohibited Use – Restricted Persons
The Interface and all services provided through it are strictly not available to:
Individuals who are at least 18 years old (or the minimum age to consent to data processing in your jurisdiction) and not otherwise legally restricted. We may block access from certain IP addresses or devices to preserve the Interface’s integrity.
Individuals or entities that reside in, are citizens of, are located in, are incorporated in, or maintain a registered office in any Restricted Territory (each, a “Restricted Person”).
Restricted Territories include Algeria, Bangladesh, Bolivia, Belarus, Burundi, Myanmar (Burma), Cote D'Ivoire (Ivory Coast), Crimea and Sevastopol, Cuba, Democratic Republic of Congo, Ecuador, Iran, Iraq, Liberia, Libya, Mali, Morocco, Nepal, North Korea, Somalia, Sudan, Syria, Venezuela, Yemen, Zimbabwe, or any other jurisdiction to which Canada, Panama, the United States, the United Kingdom, or the European Union imposes trade embargoes, sanctions, or similar restrictions.
You may not attempt to access or use the Interface if you are a Restricted Person. Any attempt to bypass these restrictions, including via virtual private networks (VPNs) or other technological means, is strictly prohibited.
Prohibited Uses
You agree not to, and will not assist, enable, or attempt to:
(a) Violate any applicable law, regulation, or governmental order, including but not limited to anti-money laundering (“AML”), counter-terrorist financing (“CTF”), anti-corruption, and sanctions laws;
(b) Use the Services to engage in or facilitate fraudulent schemes, scams, Ponzi or pyramid schemes, market manipulation (including spoofing, layering, wash trading, or pump-and-dump schemes), or deceptive practices;
(c) Interfere with, disrupt, or impair the normal functioning, security, or integrity of the Services, networks, or any related systems;
(d) Circumvent, remove, disable, or tamper with any technical protections, access controls, or security measures of the Services;
(e) Gain or attempt to gain unauthorized access to any accounts, systems, or networks connected to the Services;
(f) Use automated scripts, bots, scrapers, or other tools to collect information or interact with the Services without prior written consent from Gluon;
(g) Export, re-export, or transfer the Services, software, or technology in violation of applicable export control or trade laws;
(h) Use the Services in any manner that could result in a regulatory investigation, penalty, or enforcement action against Gluon;
(i) Infringe, misappropriate, or violate the intellectual property, privacy, publicity, or other legal rights of any person or entity.
Restricted Persons
You represent and warrant that you are not:
(a) Listed on, or owned or controlled (directly or indirectly) by any person or entity listed on, any sanctions or restricted parties list maintained by any relevant governmental authority, including but not limited to:
The U.S. Department of the Treasury’s Office of Foreign Assets Control (“OFAC”) Specially Designated Nationals and Blocked Persons List (“SDN List”), Foreign Sanctions Evaders List, or Sectoral Sanctions Identifications List;
The U.S. Department of Commerce’s Bureau of Industry and Security (“BIS”) Denied Persons List, Entity List, or Unverified List;
The consolidated list of persons, groups, and entities subject to EU financial sanctions;
The UK HM Treasury Consolidated List of Financial Sanctions Targets; and
Any equivalent list issued by the United Nations Security Council or other applicable governmental authority.
(b) Located, ordinarily resident, incorporated, or organized in, or otherwise subject to the jurisdiction of, any country or territory that is itself the subject of comprehensive sanctions, including (without limitation) Cuba, Iran, North Korea, Syria, or the Crimea, Donetsk, or Luhansk regions of Ukraine;
(c) Acting on behalf of, or for the benefit of, any such sanctioned person, entity, country, or territory;
(d) Using or intending to use the Services to conduct or facilitate transactions, directly or indirectly, involving such persons, entities, countries, or territories.
If you fall under this category, you must refrain from using the Interface or related services entirely. We do not make any exceptions.
Enforcement
If we determine, in our sole discretion, that you are a Restricted Person or have otherwise engaged in a prohibited use under this Section 9, we may immediately suspend or terminate your access to the Services, freeze or block any associated transactions, and report such activity to relevant law enforcement or regulatory authorities without notice or liability to you.
3. Description of Services
a. Interface Overview
Gluon Money operates as a borderless finance platform providing users with tools to connect to stablecoin protocols, cryptoassets, DeFi protocols, and related blockchain-based functions.
We act solely as a technology provider:
We do not at any time hold, store, or take custody of your digital assets;
We do not have access to your private keys;
All transactions are executed by you, directly from your supported digital asset wallets.
Nothing in the Services should be construed as financial, investment, or legal advice. You alone are responsible for your decisions and actions when using the Services.
b. Our Role
The Company is an online platform provider, not a broker-dealer, lender, or financial advisor. We do not manage, hold, or control any user funds or cryptoassets. Users retain control over their cryptoassets at all times. You are solely responsible for securing private keys. The Company does not have access to private keys or confidential user information beyond what is publicly available on the blockchain.
The blockchain networks and software underlying the Protocol are open source. The Company does not guarantee the operation, security, or availability of the Protocol, and blockchain rules may change abruptly, including through forks.
c. Fees
Blockchain transactions require gas fees (transaction fees) which are non-refundable. You are responsible for paying all such fees associated with transactions conducted via the Interface.
d. Points Program
From time to time, Gluon may offer a rewards or loyalty program (“Gluon Points”) under which you can earn points through eligible activities within the Services.
Points are not legal tender and hold no monetary value unless expressly stated by us in writing.
They cannot be redeemed for fiat currency and may not be transferred or sold.
We reserve the right to amend, suspend, or terminate the program, including point balances, at any time without prior notice.
The rules, eligibility criteria, earning methods, and redemption mechanisms will be set out in the Services and may be updated periodically.
Participants are subject to additional program-specific terms, which are incorporated by reference. Misuse of the Points Program or violations of these Terms may result in disqualification.
All Points Programs are provided “as is,” without warranties regarding availability, value, functionality, or results.
Participation in the program constitutes acceptance of these rules.
e. Communications
You may receive emails or other communications from the Company related to the Interface. The Company is under no obligation to provide communications regarding your cryptoassets and is not liable for failures in such communications.
f. Disputes Between Users
The Company is not a party to transactions between users. Any dispute between users must be resolved independently, and you release the Company and related parties from claims arising from such disputes.
g. Regulatory Compliance
We may suspend or terminate your access to comply with applicable laws, governmental requests, or if you violate these Terms. Actions may include freezing funds, rejecting transactions, or limiting your use of the Interface. Such measures do not constitute a breach by the Company.
4. Waiver
(a) A waiver by Gluon of any right or remedy under these Terms will only be effective if provided in writing and executed by an authorized representative of Gluon. Such waiver applies solely to the specific situation for which it was given.
(b) Any delay or failure by Gluon to enforce a right or remedy does not operate as a waiver of that right or remedy. No partial exercise of a right or remedy will preclude further exercise of that or any other right or remedy available under these Terms or applicable law.
5. Intellectual Property
5.1 Ownership and Rights
All intellectual property rights related to the Interface, including its content and materials made accessible through the Site or App, are exclusively owned by the Company. This includes, but is not limited to, copyrights, trademarks, service marks, trade secrets, and any other proprietary rights. You acknowledge that these rights are legally protected and agree not to remove, alter, or obscure any such notices embedded in or accompanying the Interface or content. Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Interface and its content solely for personal, non-commercial purposes.
5.2 Points Program Eligibility
Participation in the Points Program is limited to individuals who are at least 18 years old, are not Restricted Persons, and do not reside in any Restricted Territory. Additional eligibility requirements may be established by the Company at its discretion and communicated to participants. Meeting these criteria is a condition of participation in the Points Program.
5.3 Airdrops
a. These Terms govern your involvement in any airdrop (the “Airdrop”) offered in conjunction with the Points Program.
b. By participating, you may claim tokens.
c. To participate, you must link your digital wallet as described in these Terms.
d. You agree to bear any applicable fees related to the Airdrop, including network fees (commonly referred to as gas fees) necessary for transactions on the decentralized blockchain.
e. You are solely responsible for all costs associated with participation, as well as for determining, collecting, reporting, and remitting any applicable Taxes, defined as taxes, duties, levies, tariffs, or other charges imposed by federal, state, local, or multinational authorities. You are responsible for maintaining accurate tax records and ensuring compliance with all reporting obligations related to the Airdrop. The Company may report activity as required by applicable law.
6. Feedback
We welcome and value feedback, suggestions, ideas, and proposals for improving the Interface (“Feedback”). By submitting Feedback, you grant the Company the unrestricted, royalty-free right to use, modify, or share your Feedback, including granting others permission to use it, without any obligation of compensation to you.
7. General Prohibitions and Company Enforcement Rights
You agree to refrain from the following actions while using the Interface:
a. Sharing or uploading content that:
Violates third-party intellectual property rights (patents, copyrights, trademarks, trade secrets, moral rights, publicity, or privacy rights);
Contravenes applicable laws or regulations or encourages illegal conduct;
Is fraudulent, misleading, or deceptive;
Is defamatory, obscene, pornographic, offensive, or vulgar;
Promotes discrimination, bigotry, hatred, harassment, or harm;
Incites or threatens violence; or
Advocates illegal or harmful activities or substances.
b. Using, displaying, mirroring, framing, or otherwise reproducing the Interface or any of its elements—including Company trademarks, logos, or page layouts—without written consent.
c. Accessing or tampering with non-public areas of the Interface, Company systems, or third-party technical systems.
d. Probing, scanning, or testing vulnerabilities of Company systems or networks or attempting to bypass security measures.
e. Circumventing technological safeguards implemented by the Company, providers, or third parties.
f. Accessing or extracting Interface content via unauthorized tools, robots, crawlers, data-mining software, or similar mechanisms.
g. Sending unsolicited or unauthorized promotional communications, including spam, chain letters, or junk mail.
h. Using hidden text, meta tags, or metadata containing Company trademarks, logos, URLs, or product names without authorization.
i. Using the Interface for commercial purposes, or for the benefit of third parties, except as explicitly permitted.
j. Falsifying TCP/IP packet headers or sending deceptive or misleading source-identifying information.
k. Reverse engineering, decompiling, or disassembling any software provided through the Interface.
l. Interfering with the access of other users, including sending viruses, overloading, or spamming the Interface.
m. Collecting personally identifiable information from other users without consent.
n. Impersonating any person or misrepresenting affiliations.
o. Using DEFI for capital raising purposes. DEFI received is only for use within the Protocol or Interface, not for speculative purposes.
p. Violating laws regulating trading markets, including practices such as spoofing or wash trading.
q. Violating any applicable law, rule, or regulation.
r. Assisting or encouraging others to engage in any prohibited activity above.
Company Enforcement Rights:
While the Company is not obligated to monitor use of the Interface, it reserves the right to:
Monitor activity to ensure compliance;
Remove or disable access to content that violates these Terms;
Investigate suspected violations, including multiple account creation or wallet misuse;
Consult with law enforcement to enforce applicable laws.
If your access is disabled and you believe this is in error, contact hello@gluon.money.
8. No Fiduciary Obligations
The Interface is provided without creating any fiduciary duties or special obligations on the part of the Company. To the maximum extent allowed by law, all users acknowledge and agree that the Company owes no fiduciary duties or legal obligations to any user or third party. To the extent such duties might exist under law or equity, they are expressly disclaimed, waived, and eliminated. Users further agree that the only obligations the Company may have are those explicitly stated in these Terms.
9. Copyright Compliance
The Company respects intellectual property rights and expects users to do the same. Accounts may be terminated or suspended if the user repeatedly infringes or is suspected of repeatedly infringing third-party copyrights, in accordance with applicable law and Company policy.
10. Third-Party Websites and Resources
The Interface may provide links or access to third-party websites, apps, or other resources. These links are provided for convenience only. The Company does not control, endorse, or assume responsibility for the content, products, or services on these third-party resources. Users accept full responsibility and risk for any interaction with third-party websites or services.
11. Termination of Access
The Company may suspend or terminate your access to the Interface, including your account, at its sole discretion, with or without notice. You may terminate your access at any time by emailing hello@gluon.money. Upon termination, discontinuation, or cancellation, the following Sections and any other provisions that are inherently meant to survive will remain in effect: 5, 6, 7, 8, 11, 12, 13, 14, 15, 16, and 17.
12. Disclaimer of Warranties
The Interface and Services are provided “as is” and “as available” without any warranties, express or implied. The Company expressly disclaims all implied warranties, including merchantability, fitness for a particular purpose, quiet enjoyment, non-infringement, and any warranties arising from course of dealing or trade usage. The Company does not guarantee that the Interface will meet your requirements or operate uninterrupted, secure, or error-free.
The Company is not responsible for any losses or damages, including but not limited to:
User errors (e.g., incorrect transactions, forgotten passwords, mistyped wallet addresses);
Server failures or data loss;
Issues with cryptocurrency wallets or corrupted files;
Unauthorized access to the Interface; or
Third-party activities, including hacking, phishing, malware, or attacks on blockchain networks.
By using the Interface, you confirm that you understand the inherent risks of blockchain and cryptoassets, including their volatility, transaction variability, and potential loss of value. You accept full responsibility for all risks associated with using the Interface, including market, security, and technological risks.
13. Indemnification
You agree to indemnify and hold harmless the Company, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable legal and accounting fees) arising from:
a. Your access to or use of the Interface;
b. Any content you submit or make available through the Interface; or
c. Your violation of these Terms.
14. Limitation of Liability
a. To the fullest extent permitted by law, neither the Company nor its service providers will be liable for any incidental, special, exemplary, or consequential damages, including lost profits, lost revenue, lost business opportunities, loss of data or goodwill, service interruptions, computer failures, or substitute service costs, arising from or related to your use of the Interface, regardless of the legal theory involved.
b. To the maximum extent allowed under applicable law, the Company’s total liability will not exceed the amount you have paid, or would be required to pay, the Company for using the Services, or if no payment was required, $100 USD.
c. These limitations are essential terms forming the basis of the agreement between you and the Company.
15. Governing Law and Jurisdiction
The agreement (" Agreement") as shall be constituted by your acceptance of these Terms, Interface Licence and/or Protocol Licence, and any dispute or claim arising out of or in connection with the subject matter or formation (including non-contractual disputes or claims) of such agreement, shall be governed by and construed in accordance with the law of the British Virgin Islands.
You agree that the courts of British Virgin Islands shall have exclusive jurisdiction over any dispute or claim arising out of or in connection with the subject matter or formation (including non-contractual disputes or claims) of these Terms.
16. Dispute Resolution
a. Mandatory Arbitration
Any dispute, claim, or controversy arising from these Terms or the use of the Interface (“Disputes”) will be resolved exclusively by binding, individual arbitration, not in class, representative, or consolidated actions. The arbitration will be governed by the the laws of the British Virgin Islands, and both parties waive the right to a jury trial or class action. This provision survives termination.
b. Exceptions
Disputes may be brought in small claims court where permitted, or either party may seek injunctive or equitable relief from a court to protect intellectual property rights.
c. Notice
Before arbitration or small claims proceedings, both parties must send written notice describing the dispute and relief sought (“Notice”) to attempt informal resolution. Notices to the Company should be sent to hello@gluon.money. Parties must attempt resolution for 60 days before initiating arbitration or small claims proceedings.
d. Injunctive/Declaratory Relief
Arbitrators may only award relief necessary for individual claims. Public injunctive relief must be sought in court.
e. Class Action Waiver
Claims may only be brought individually, not as a class or representative action. Arbitrators may not consolidate claims. If any part of this waiver is unenforceable, other parts remain in effect.
17. General Terms
a. Rights Reservation
The Company and licensors retain all rights to the Interface, including all intellectual property. Users may not remove or alter proprietary notices.
b. Entire Agreement
These Terms represent the entire agreement between the Company and users and supersede prior agreements. Invalid provisions will be enforced to the maximum extent permitted, with remaining provisions remaining in effect. Users may not assign the Terms without written consent; the Company may assign freely.
c. Notices
The Company may provide notices via email or posting on the Interface. Email notices are effective on transmission.
d. Waiver
Failure to enforce a provision does not waive the Company’s rights. Waivers are only effective if written and signed by an authorized Company representative.
18. Contact Information
If you have any questions about these Terms, you can contact us at:
Email: hello@gluon.money
Website: https://gluon.money